Zuper Blog
Tips and tricks on how to better manage your finances so that you can make more out of your money.

5 Lifehacks They Didn’t Teach Me In School

The last day of school is a symbolic moment in a lot of young adult’s lives. Things are about to get real; it’s time to grow up and be the adult you always knew you could be.

Unfortunately, things like moving out, planning your career, paying bills and making sure you get things done are hardly ever talked about in school.

If you’re anything like me, it won’t take long to realize just how much you don’t know. So, to make it easier for you, I’ve put together five tips that have made my day-to-day life as an actual adult so much more comfortable.

Tip 1: Turn your passion into a profession!

Money played a huge role for me when I was thinking about the kind of job I would love to have and the career path that might best fit my interests. I’m not saying that this is a bad move, but it ruled out a few options for me only because the salary I could expect was too low.

What I’ve learned in the meantime is that many roads can lead to your destination. Even if you don’t stick with your first choice in the long run or decide to switch industries completely, the experience you gathered will most likely make you a more valuable to any employer.

Follow your instincts and do what feels right. After all, there are more than 40 years between leaving school and retiring to fix any mistakes you might make.

Tip 2: Create a morning ritual!

I didn’t like to wake up early for school and to have to wake up early for work, as it turns out, isn’t any better.

Developing a morning routine with activities I enjoy made it a lot easier for me. Instead of waking up early to go to work, I wake up early to do some yoga, have a nice cup of coffee, or just flip through a magazine while listening to my favorite album.

Find something you enjoy doing and put it between getting up and going to work.

The biggest benefit for me: I don’t wake up to go to work anymore, I wake up to do something for myself. Huge difference. Work suddenly becomes just another part of the day.

Tip 3: Get rid of those time-wasters!

How many hours a day do you watch TV shows? How much time do you spend randomly surfing the internet, reading about the “11 animals that will make you say ‘awwww’”?

I get it. It’s great entertainment. But it’s also incredibly easy to get lost in it.

Allocating time slots for these activities and sticking to them helped me not only realize how much time I was wasting but to stay focused on the things that matter.

Tip 4: Keep an eye on your finances!

The basics are pretty simple; spend less than you earn, prepare for bad times and let your money make more money.

Easy, right? It turns out if you follow these three steps and apply them to your situation as best as you can, it takes a gigantic load of your mind. Imagine not being afraid of checking your account balance anymore.

But what made it so difficult for me, was not knowing how to track my spending habits or even figuring out where to begin — which is why I’ve become such a huge advocate for Zuper.

The app tracks all of your spending automatically, lets you set up budgets and explains exactly what steps you need to take to improve your finances.

Tip 5: Check your lifestyle and goals regularly!

Negative habits have a way of slipping into everyday life undetected. Keeping your focus on your goals is just as important as keeping an eye on your finances. You want to make sure that your habits and lifestyle are aligned with your goals, so it’s a good idea to stop and check if you’re still on the right path from time to time.

Keep yourself busy with your goals and efforts to achieve them. What can you possibly do better? Where have bad habits established themselves? What achievements have you already achieved and what can you be proud of?

What else would you have loved to learn in school but didn’t? Let me know in the comments!

Lifestyle
Paul Niklaus
Paul is a marketing manager at @ZuperBank. He's in love with marketing, standup comedy, and storytelling. In our blog, he shows you how to get the most out of your money!
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